FFinPilot AI Start

Personal and business finance MVP

Small business runway reviews with assumptions in the open

FinPilot AI helps small teams look beyond a single burn number by showing cash timing, invoice risk, bill obligations, and scenario notes.

Start planning Open tools

Planning software only. FinPilot AI does not provide investment, tax, legal, lending, insurance, or accounting advice.

PersonalBusinessCombined
Monthly slack$860Personal
Runway2.9 moBusiness
Draw room$4,000Combined
Guided setup

Choose a user type, save the matching workspace, and keep facts, assumptions, and decisions visible.

Operator planning

Workflow coverage

Invoice aging

Separate current, late, and at-risk receivables so expected cash is not treated as guaranteed cash.

AR follow-up list

Prioritize overdue and high-value invoices before using receivables in the runway plan.

Runway bands

Compare baseline, delayed collection, and higher-cost scenarios using the same visible assumptions.

Payroll and vendor timing

Keep the highest-consequence obligations visible before optional spending decisions.

Weekly operator memo

Create a short review with facts, assumptions, risks, and follow-ups.

Sample output

What the MVP should produce

Input

$64,000 cash, $22,000 monthly burn, $18,000 invoices due, $7,500 vendor bills, $12,000 payroll.

Output

Baseline runway is 2.9 months; delayed invoice case is 2.1 months and flags payroll week as the pressure point.

Boundary

The review is planning support, not accounting, lending, tax, legal, or investment advice.

Related workflows

Continue planning

Invoice and accounts-receivable trackerTrack invoice aging, overdue receivables, expected collections, disputed amounts, and follow-up priorities with local planning math.Runway and AR calculatorEstimate small business runway with cash, burn, payroll, vendor bills, invoices due, delayed receivables, owner draw, and reserve assumptions.Weekly business cash review checklistA weekly small business cash checklist for invoices, payroll, vendor bills, runway, owner draws, reserves, and follow-up questions.Business finance AI for cash timing and operating runwayPlan business cash flow with AI-assisted runway reviews, invoice timing, vendor bills, payroll obligations, and scenario notes.