Bill calendar
Line up paydays, bill due dates, subscriptions, and one-time expenses before the month starts.
Personal and business finance MVP
A monthly household money review that ends with decisions
The MVP turns household inputs into a review memo that separates what changed, what is uncertain, and which decisions are due before the next month.
Planning software only. FinPilot AI does not provide investment, tax, legal, lending, insurance, or accounting advice.
PersonalBusinessCombined
Monthly slack$860Personal
Runway2.9 moBusiness
Draw room$4,000Combined
Guided setup
Choose a user type, save the matching workspace, and keep facts, assumptions, and decisions visible.
Household planning
Workflow coverage
Recurring tracker
Separate fixed bills from subscriptions so renewal drift is visible before the tight week starts.
Savings tradeoffs
Compare emergency fund, travel, education, and debt payoff targets without pretending the tool can optimize life choices.
Spending drift
Flag category movement and recurring charges that deserve a human check.
Partner-ready memo
Print or share a short summary for a household review conversation.
Sample output
What the MVP should produce
Input
$7,800 income, $4,950 fixed bills, $1,650 variable spending, $800 savings target, $350 one-time repair.
Output
Plan leaves $50 slack; reducing variable spend by 8% creates a $182 buffer while keeping the savings target intact.
Boundary
The tool explains arithmetic and assumptions. It does not tell the household what values to prioritize.
Related workflows