FFinPilot AI Start

Personal and business finance MVP

Owner draw calculator

Compare a target owner draw with business buffer, delayed-invoice pressure, and household cash needs before committing the transfer.

Start planning Open tools

Planning software only. FinPilot AI does not provide investment, tax, legal, lending, insurance, or accounting advice.

PersonalBusinessCombined
Monthly slack$860Personal
Runway2.9 moBusiness
Draw room$4,000Combined
Guided setup

Choose a user type, save the matching workspace, and keep facts, assumptions, and decisions visible.

Calculator

Enter planning assumptions

Local prototype: values are processed in the browser and are not submitted to a server.

Related workflows

Use the output in a review

A cash-flow calendar for the dates that create pressureUse a cash-flow calendar to map paydays, bills, subscriptions, invoice collections, payroll, vendor payments, and owner draws.Net worth tracking that explains what changedTrack net worth with cash, investments, property, business assets, debt, liabilities, and month-over-month planning notes.One cash-flow view for the business owner and the householdPlan owner draws, household bills, business invoices, tax reserves, and cash buffers in one combined personal and business finance workflow.