FFinPilot AI Start

Personal and business finance MVP

Debt payoff planner

Compare snowball and avalanche strategies using local arithmetic for balances, APRs, minimum payments, and an extra monthly payoff amount.

Start planning Open tools

Planning software only. FinPilot AI does not provide investment, tax, legal, lending, insurance, or accounting advice.

PersonalBusinessCombined
Monthly slack$860Personal
Runway2.9 moBusiness
Draw room$4,000Combined
Guided setup

Choose a user type, save the matching workspace, and keep facts, assumptions, and decisions visible.

Debt planner

Compare payoff strategies

This planner estimates payoff timing from monthly compounding. Confirm card terms, fees, promotional rates, and payoff rules before making decisions.

Related workflows

Connect payoff plans to the monthly review

Monthly budget review calculatorRun a client-side monthly budget review with income, fixed bills, variable spend, debt minimums, savings targets, one-time expenses, and buffer output.Net worth trackerTrack net worth with cash, investments, retirement, property, business assets, credit cards, loans, and month-over-month change.Monthly money review checklistA local-save checklist for monthly household money reviews covering income, bills, subscriptions, debt, savings, one-time expenses, and next actions.A personal finance AI for monthly decisions, not daily noiseUse FinPilot AI to organize household cash flow, budget categories, savings goals, debt payoff scenarios, and recurring money reviews.