FFinPilot AI Start

Personal and business finance MVP

Example: freelancer combined cash flow

This sample shows the owner-operator workflow where business and personal timing are connected.

Start planning Open tools

Planning software only. FinPilot AI does not provide investment, tax, legal, lending, insurance, or accounting advice.

Sample workspace

Inputs

Output memo

What FinPilot should explain

Baseline supports the target draw and leaves a visible business buffer.

Delayed invoice case makes the draw tighter; moving the draw five days or reducing it by $900 protects the household buffer.

Tax reserve is treated as a planning assumption that needs professional review.

Warnings

Keep the user in control

Review point

Do not treat expected invoices as guaranteed cash.

Review point

Tax and accounting treatment should be reviewed by qualified professionals.

Owner-operator cash flow plannerPlan combined personal and business cash flow with business cash, invoices, owner draw, household bills, tax reserve assumptions, and buffer output.One cash-flow view for the business owner and the householdPlan owner draws, household bills, business invoices, tax reserves, and cash buffers in one combined personal and business finance workflow.