Personal and business finance MVP

An AI budget planner built for review sessions

The budget planner focuses on the decisions that happen before a month starts and after a month closes.

Planning software only. FinPilot AI does not provide investment, tax, legal, lending, insurance, or accounting advice.

PersonalBusinessCombined
Monthly slack$860Personal
Runway2.9 moBusiness
Draw room$4,000Combined
Guided setup

Choose a user type, save the matching workspace, and keep facts, assumptions, and decisions visible.

Budget planning

What this page helps with

Category checks

Flag categories that changed materially and show the transaction examples behind each signal.

Bill timing

Map due dates against paydays so short-term cash strain is visible before it becomes urgent.

Action summary

End each review with the few changes that matter, the impact estimate, and the unresolved assumptions.

Next workflow

Move from page view to planning action

FAQ

Common questions

Will the planner make spending decisions for me?

No. It summarizes options and tradeoffs. The user remains responsible for final decisions.

Does it optimize investments?

No. The MVP is focused on budgeting, cash flow, and planning clarity, not personalized investment recommendations.